Unlock Exclusive Benefits: Apply for an Axis Bank Atlas Credit Card Today!

Unlock Exclusive Benefits: Apply for an Axis Bank Atlas Credit Card Today

In this article, you’ll discover the array of rewards and privileges this card offers, from travel perks and cashback offers to premium services and discounts. Learn how applying for the Axis Bank Atlas Credit Card can elevate your financial experience and provide you with unparalleled advantages tailored to your lifestyle.

Axis Bank

Axis Bank, one of India’s leading private sector banks, has been at the forefront of financial innovation since its establishment in 1993. Renowned for its wide range of financial products and services, Axis Bank caters to diverse customer needs, including retail banking, corporate banking, and wealth management. With a strong presence across the country, the bank is committed to delivering exceptional customer experiences through its extensive network of branches, ATMs, and digital platforms. Axis Bank continues to drive financial inclusion and economic growth, making it a trusted partner for millions of customers.

Axis Bank ATLAS Credit Card

The Axis Bank Atlas Credit Card was introduced to the market in 2021, designed to cater to the evolving needs of modern travelers and lifestyle enthusiasts. As part of Axis Bank’s commitment to innovation and customer satisfaction, the Atlas Credit Card offers a host of exclusive benefits, including travel rewards, lounge access, and accelerated reward points on international spending. This premium card has quickly become a popular choice among discerning customers, solidifying Axis Bank’s reputation for providing tailored financial solutions.

Welcome Benefit of the Axis Bank Atlas Credit Card

Earn 2500 EDGE Miles: Receive 2500 EDGE Miles as a welcome bonus when you make your first transaction within 37 days of card issuance.
Eligibility: Applicable for cards issued from April 20, 2024, onwards.
Value: Each EDGE Mile is equivalent to ₹1.

Exclusive Membership Tiers for ATLAS Credit Cardholders

Upon becoming an ATLAS Credit Cardholder, you are instantly welcomed into the exclusive Silver membership tier, offering a variety of benefits. As your spending increases throughout your anniversary year, your membership tier is upgraded, unlocking even more privileges.
Unlock additional benefits in Gold and Platinum tier memberships.
In an anniversary year, when you hit Rs. 7.5L of spends, you get upgraded the Gold tier and when you spend beyond Rs. 15L, you get upgraded to the Platinum tier.
Each membership tier provides a base earn rate of 2 EDGE Miles for every ₹100 spent. Additionally, enjoy an accelerated earn rate of 5 EDGE Miles for every ₹100 spent on the TRAVEL EDGE portal, as well as on direct airline and hotel bookings.
Each tier comes with Milestone and Annual benefits in the form of EDGE Miles that can be redeemed.
Spends threshold for Tier evaluation will exclude transactions done on Gold/ Jewellery, Rent, Wallet, Government Institution, Insurance, Fuel, and Utilities merchants

Annual Benefit: Special Anniversary Gift!

Receive up to 5,000 EDGE Miles upon completing one year with the card as a special anniversary gift.

Terms & Conditions-

EDGE Miles will be credited to the cardholder’s EDGE Miles account upon successful payment of the card’s annual fee of Rs 5000 + GST.
Miles credit will be as follows:
– Silver Membership Tier: 2,500 EDGE Miles
– Gold Membership Tier: 5,000 EDGE Miles
Please Note: 1 EDGE Mile is equivalent to Rs 1/-.
The spending threshold for tier evaluation excludes transactions made at Gold/Jewellery, Rent, Wallet, Government Institution, Insurance, Fuel, and Utilities merchants.

Milestone Benefits: Unlock up to 10,000 EDGE Miles upon reaching the Spends Milestone.

Earn up to 10,000 EDGE Miles based on achieving designated spending milestones.
EDGE Miles will be credited to your account upon meeting the milestone criteria.
Each EDGE Mile is valued at Rs 1/-.

Terms & Conditions for Spends Milestone

Spends Milestone (in Rs):
– 3,00,000 – 2500 EDGE Miles
– 7,50,000 – Additional 2500 EDGE Miles
– 15,00,000 – Additional 5000 EDGE Miles
In addition to the current category exclusions, the spends threshold for Milestone achievement excludes transactions at Gold/Jewellery, Rent, Wallet, Government Institution, Insurance, Fuel, and Utilities merchants.

Fees & Charges

Here are the fees and charges typically associated with the Axis Bank Atlas Credit Card:

Joining Fee: Usually applicable, varies based on promotional offers.
Annual Fee: Rs 5,000 + GST.
Interest Rate: Typically ranges from 3.25% to 3.40% per month (39% to 40.8% per annum).
Cash Withdrawal Fee: 2.5% of the transaction amount, with a minimum of Rs 500.
Late Payment Charges: Rs 300 to Rs 600, depending on the statement balance.
Over-limit Charges: 3% of the over-limit amount, with a minimum of Rs 500.
Foreign Currency Transaction Fee: 3.5% of the transaction amount.

These charges may vary based on specific offers and the cardholder’s usage. It’s advisable to check with Axis Bank directly for the most accurate and current fee structure.

Eligibility Criteria for Axis Bank Atlas Credit Card

To apply for the Axis Bank Atlas Credit Card, applicants need to meet the following eligibility criteria:

Age: Applicants should be between 18 years and 70 years old.
Income: A minimum income criterion is applicable, generally ranging from Rs. 12 lakhs to Rs. 15 lakhs per annum.
Residency: Must be a resident of India or a non-resident Indian (NRI).
Credit Score: A good credit score, typically above 750, is preferred.
Employment: Salaried individuals or self-employed individuals/business owners are eligible.

These criteria ensure that applicants meet the financial and personal stability requirements necessary for holding the Axis Bank Atlas Credit Card.